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Visa and Mastercard cards will be automatically transferred to MIR cards: Russian cards will continue to work abroad, there is no need to change them

On the website of one of the largest Russian banks - ALFABANK, a message appeared with the following content in the form of answers to popular questions about the operation of Visa and Mastercard cards after March 6, 2022:

 

How do Visa and Mastercard cards work?

In Russia and a number of countries abroad, it will be possible to transfer money, withdraw cash, and issue new cards. ACTUALLY VISA AND MASTERCARD CARDS WILL TURN INTO CARDS OF THE RUSSIAN PAYMENT SYSTEM MIR. This will happen in a few days. Now the World is accepted by Turkey, the United Arab Emirates, Vietnam, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Tajikistan. HOWEVER, CHINA IS NOT IN THIS LIST

 

Are there any restrictions on currency transfers?

There is a restriction that applies to all banks without exception. By decree of the President of February 28, it is impossible to transfer foreign currency to the accounts of non-residents under a loan agreement and to their accounts in foreign banks.

 

Can I transfer money to other countries? Yes

All transfers to other countries go through SWIFT as usual.

 

Can I buy or sell currency? Yes

You can exchange currency in the app, internet bank or in our branches. But pay attention, now exchange rates can change dramatically.

 

What about cash? We do not plan to introduce restrictions

Now many banks are faced with increased demand for cash withdrawals, AlfaBank too. We stocked up on foreign currency: rubles, dollars and euros, but we do not always have time to deliver cash to our ATMs and branches. Therefore, we recommend ordering large amounts in advance in a mobile application or a bank branch. We do not plan to introduce any restrictions on cash withdrawals.

 

And what about servicing legal entities, are there any changes?

All payments with corporate cards, including abroad, are carried out as usual. We accept and execute payments around the clock within the bank or to other banks in Russia. We credit the money to the account as soon as they come to us. We carry out currency conversion at all rates and all international settlements without delay.

 

There is a restriction that applies to all banks without exception. In accordance with the presidential decree of February 28, it is not allowed to transfer foreign currency to the accounts of non-residents under a loan agreement and to their own accounts in foreign banks.

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Создано: 06 марта 2022

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